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save up to 50% on your mortgage insurance!

Mortgage protection protects you and your family from having an extra financial burden after losing a loved one. It can also provide coverage if you got sick or hurt and couldn’t work.

I have sent you the PDF to your email but all the information is here as well.

If you want to speak with me directly to learn how to save money on your mortgage insurance over a call you can click the green button to get started!

The Secret...

0 %
Of people in Ontario have their mortgage with 1 of the 5 top banks in Canada
0 of 5
Banks purchase your mortgage insurance from 1 of the top 5 insurance companies in Canada

Every one of them mark up the price up to

0 %
To make a profit

Step 1

Find out if you have lenders protection or if you own your insurance:

How do you know?

Real example of the savings

Lenders Insurance

With Big Bank
$ 180 Month
  • The benefit goes down as you pay off your mortgage, but the cost remains the same.
  • The money goes directly to the bank, and they call the debt even at claim.
  • Your lender bought the insurance on your behalf and mark up the price to make a profit.
  • The insurance is post-claim underwritten.

Own Your Insurance

With Plan With Trevor
$ 82
50
Month
  • The benefit stays the same unless you choose to decrease it and the price would go down if you did.
  • The money goes to your loved ones, they pay off the mortgage and can use the rest.
  • You bought it directly through a licenced advisor that works directly for the insurance company.
  • The insurance is pre-claim underwritten.

What is PRE & POST-CLAIM UNDERWRITING?

Underwriting is the process that the insurance company determines if you qualify for the insurance.

Post-Claim Underwriting

Post claim underwriting means they see if you qualify after you make a claim.

Pre-Claim Underwriting

Pre-claim underwriting means they see if you qualify at the time of application before you pay.

Watch this short video to understand post claim underwriting and how it affected 2 other families in Ontario.

CBC Marketplace Mortgage Insurance

CBC Marketplace dedicated an episode to mortgage insurance, in which they interviewed two families who shared their unfortunate experience with POST-CLAIM UNDERWRITING.

Click the video for it to play.

Step 2

Determine how much insurance you need and for how long:

How do you know?

You will need to know these 2 things:

Insurance Term

How long until you believe your mortgage insurance will be paid off?

Example:

25-year mortgage amortization = 25-year Term Insurance

Note: You may need more than just your mortgage like other debt, final expenses, and leaving a legacy but this is a direct comparison for just the mortgage insurance.

Benefit Amount

How much you will need to pay off your mortgage?

Example: 

If you owe $500,000 on your mortgage you need 500,000 of insurance

Step 3

Make sure your advisor works directly with multiple insurance companies

How do you know?

  • You are able to look them up directly on an insurance companies website
  • They have their own brand name (not only using 1 insurance companies name)
  • You want to make sure that they have years of experience in the field

Why is this important?

  • You want to make sure that you’re not going through a 3rd party again
  • Some companies are better for certain situations than others
  • Some insurance companies offer price breaks at different amounts

Click "Start Saving Now" for your free quote!

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Why Plan With Trevor?

With over a decade of experience in the insurance industry, Trevor Patterson understands that one size doesn't fit all. He is committed to finding solutions for each individual's unique situation. By providing solutions from over 30 insurance companies and multiple banks, as well as conducting extensive research into the insurance offered by major banks in Ontario, Trevor can offer the best possible rate for your specific needs. This level of expertise and attention to detail is just one of the reasons why thousands of people in Ontario Plan With Trevor

Save Money On Your Mortgage Insurance Now!

  • Save up to 50% on your mortgage insurance every month.
  • Own your policy and have full control
  • More money goes to your family
  • Qualify before you pay
  • Protect your family first